Posts Tagged "bills"

Making Money out of Molehills

Posted by michelle on Feb 17, 2012 in Paying Off Debt, Saving Money | 9 comments

At the end of last month, we started to look at money in a completely different way.  Here’s some small things that we did to save money here and there.  Since I’m still in debt myself, I don’t feel I’m in much of a place to tell people how to save money just yet, so maybe some of my new friends from the world of personal finance can leave some additional tips or add to mine.

1.) Make a budget.  We use mint.com to keep track of all our expenses.  Since you are reading this and you’re probably in debt, you shouldn’t have too many of those, right?  ;)  Before tracking our spending, we couldn’t figure out for the life of us where our money was going!  Having a  budget puts it all out there and encourages conversation about finances.  Just knowing that my husband will be seeing all of the charges makes me think extra hard about every single purchase!  Even trying to spin it in my head why I need that $40 nightly recharging lotion makes me squirm.  Yea, there’s no way he’d think that a “necessity.”  Having a budget makes me think big about the little things.